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Groupe hypothécaire Expert Mortgage Group || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Groupe hypothécaire Expert Mortgage Group || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Groupe hypothécaire Expert Mortgage Group || December 06, 2018

The Upside of Alternative and/or Unregulated Lenders

A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...

Groupe hypothécaire Expert Mortgage Group || November 06, 2018

Separation, divorce and your mortgage

Separation and divorce can impact a family on many levels including financially. It's a stressful process for all concerned.In addition, there may be the messy business of splitting the assets,...